Excess Liability Insurance

Excess Liability Insurance with our Insurance Agency

Enhanced Protection for Your Peace of Mind

Excess Liability Insurance Provided By Our Agency

Sometimes unexpected events occur – a car accident, a guest slipping and falling on your property, or a lawsuit. Without the right coverage, these situations can jeopardize your financial security. Learn about Excess Liability (Umbrella) coverage and its importance.

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What is Excess Liability Insurance?

Excess Liability, also known as an Umbrella policy, offers extra protection when your regular plans' liability limits—such as those for your house or car—are reached.

Types of Excess Liability Insurance

This type pays for claims that exceed the limits of your existing policies, based strictly on the underlying scope of coverage, often referred to as a follow-form basis.

Umbrella Liability Insurance

Provides additional limits when the payment exceeds the limits of your underlying liability policies. Picks up where the underlying policy leaves off when the aggregate amount of the underlying policy is exhausted by claim payments. Covers certain claims not covered by the underlying policies, subject to the named insured's assumption of a self-insured retention (SIR).

Importance of Excess Liability Insurance

Lawsuits and legal fees associated with your business

Property damage and personal injury cases, such as slips and falls

Additional coverage for your Commercial Auto insurance policy

Other excess liabilities beyond your primary policy limits

Contact our Insurance Agency at (541) 754-3010, to learn more about how Excess Liability Insurance can offer you the extra protection you need.

For more information on Excess Liability insurance and to discuss your coverage options, reach out to us today. Protect your financial future with the right insurance solutions from our Insurance Agency.

We understand the importance of having a reliable insurance partner to help protect your business from catastrophic loss. That's why we offer exceptional customer service and support from the initial consultation through the claims process. In addition, with our Excess Liability Insurance coverage, you can have peace of mind knowing you're protected from the unexpected.

Contact us today to learn more about our Excess Liability Insurance coverage and how we can help protect your business from catastrophic loss.